Have you had trouble getting financing? Poor Credit? Bad Credit? Repos or Banruptcies? We can help! The term “buy-here-pay-here” refers to an auto dealer that finances their own vehicles without selling the loan to a bank. Usually they are car lots that specialize in those customers who cannot get an auto loan through a regular bank.

When you know the benefits of Buy Here Pay Here financing, you may realize that Buy Here Pay Here can be your best option!

Primarily we help people that…

  • Have a credit score less than 690
  • Been turned down at other dealerships
  • Have trouble proving income
  • Have short work time
  • Are a 1st time buyer
  • Have no credit established
  • Have Prior Repossessions
  • Have prior Bankruptcies


All of the above is okay at LaBate Auto Sales!

What Can LaBate Auto Sales Do For You?

Easy Auto Financing – The most important benefit of BHPH financing is that it gives credit-challenged people the opportunity to get much-needed transportation. In many cases, a BHPH dealership isn’t just an option — it may be the only option when someone has been turned down by traditional loan institutions.

Shorter Term Auto Loans – No long commitments get your car paid off fast and your credit rebuilt quickly.

Affordable Down Payments – We have vehicles starting at $895 down!

Affordable Payments – We are 100% invested in your ability to make your payment so we pay careful attention to make sure the monthly payment is within your budget.

Quality Vehicles Are Our Priority – Bad credit shouldn’t prevent you from getting a good vehicle. BHPH dealers need to ensure your faithfulness to the payment plan, which is why they need to offer you a dependable quality vehicle. Ask dealerships about their inspection standards and vehicle reconditioning processes…and see if they offer onsite maintenance and repairs.

Quality Warranty – A 30-month warranty INCLUDED on ALL vehicles!

Flexibility with Insurance Coverage – We offer plans that allow you to carry just liability with your insurance company.

An Improved Credit Score will Give You More Financing Opportunities at a Lower Cost – Making timely payments on an installment loan may help rebuild a credit history. An improved credit score will give you and your family more credit opportunities for less money.

Get in Touch!